Kingsley Asset Finance Limited
01257 232224
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What is Asset Finance?


Did you know that two thirds of small businesses aren’t aware, or have little understanding, of what asset finance is and its benefits? 

Did you also know that asset finance grew month on month last year? Figures to November 2017 show a 4% growth rate for the year. 

And 39% Asset Finance Brokers are expecting the demand for asset finance to increase even more in 2018!

So what is asset finance? And why is it gaining such popularity?

Asset finance is not a new type of funding but it has been overshadowed by the traditional funding route of bank loans and overdrafts.

Asset finance is different to a bank loan as the funds are raised for a specific asset, whether it be vehicles, machinery or equipment, and the business pays back over an agreed period of time in easy manageable repayments.

The Borrower can select either a traditional Hire Purchase facility or Finance Lease, whichever suits their requirements.

By spreading the capital cost of the asset over a number of years, the company can manage its cash more effectively and doesn’t impact on their current facilities with their banks.

If you would like more information on how we can help you with any asset finance, please call 01257 232224 or email to


For Brokers

As a North West independent asset finance lender, we are actively working with brokers from all over the UK.

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For Business Owners

We have supplied asset finance to established businesses for over 20 years.

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Latest News


We are delighted to inform you that this month we transacted our first Hard Asset deal to an established business in Scotland!

Good news, we can also consider Refinance deals on Hard Assets too in Scotland on a sale & leaseback basis. Yields as low as 9%, paying brokers a maximum of 5%*

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