Understanding Professional Indemnity Insurance (PII) and How to Fund It
Posted in: Blog | Posted on: 10 September 2025
Professional Indemnity Insurance (PII) is vital for businesses that offer professional services, advice, or designs. Whether you're a solicitor, accountant, architect, or financial adviser, PII protects you from legal claims and compensation costs if a client alleges negligence, errors, or omissions.
What Does PII Cover?
PII typically includes:
- Legal defence fees
- Settlements and compensation payouts
- Claims related to poor advice, breach of confidentiality, or intellectual property infringement
Even if a claim is unfounded, legal costs can be substantial. Having PII not only protects your finances and reputation but also demonstrates professionalism and credibility to your clients.
Why Fund Your PII?
Paying for PII upfront can be a strain on cash flow. That’s where Kingsley Asset Finance comes in. We offer short-term loans to spread the cost of your PII over 12 months with:
- Fixed-rate repayments
- Improved cash flow management
- Freed-up capital for business growth
Our funding solutions are flexible and tailored to suit your business needs.
More Than Just PII
Kingsley Asset Finance also provides Professional Practice Loans for:
- Practising Certificates
- Working Capital
- Disbursement Funding
- Acquisitions
- Tax
Fast, Personalised Service
With Kingsley, you benefit from:
- Direct access to underwriters
- Manual underwriting for tailored decisions
- Quick turnaround and same-day payouts
- E-signature document processing
To apply for PII funding, or any other Professional Loan requirements, contact us today.
